Stated income mortgage loans present a simple solution for self-employed individuals. As the name suggests, these loans allow borrowers to declare their income without the extensive documentation often required, such as tax returns or bank statements. These loans are perfect for self-employed individuals with fluctuating or hard-to-document income.

For qualifying taxpayers who have three or more qualifying children, the tax year 2025 maximum Earned Income Tax Credit amount is $8,046.

Before you take steps to enhance your credit score, it's vital to grasp the fundamentals and how it's composed.

For first-time homebuyers, transitioning from renting to owning can feel overwhelming. A warranty reduces some of that pressure.