I think it's true that people love to find money or find ways to save money. Last week, I was walking along an empty parking lot and laying on the grass edge was $40 dollars! Two twenties just flapping in the breeze. What a lucky day!
Sometimes finding money is as easy as looking at the fringe. I'm not suggesting that you give up your day job to look for money along the roadside, but I am recommending a paradigm shift. There are lots of ways to make money in the world we live in. Sometimes it's right in front of us, but we fail to see the opportunity because of bias or even pride. The money flapping in the breeze is the low hanging fruit in a smile and friendly hand shake with the people that are all around you. That's where many think social media outlets are the answer. However, what most find, is a shallow and superficial existance online that leads to depression and even suicide. Younger generations watch people becoming superstars and chase the dollars that follow. Why? I don't claim to know that answer.
To pass the good find along to all of you, I've included some finds you may be interested in. Remember to reach out and let me know savings you find, or pass this article along to another veteran or someone who might like to save a buck or two.
Highlights from the Q1 2024 Homeownership Program Index Report
Q1 2024 Homeownership Program Index revealed 79 homebuyer assistance programs were added in Q1, for a total of 2,373 programs. That’s 204 more programs than a year ago, an increase of 9% — the largest annual jump since DPR began reporting on this data in Q3 2020. Read the full report for additional year-over-year data and trends.
LIVE Webinar: Those Darn DPAs!
Down payment programs are alive and well across the country, and demand for them is at a record high. So, why do so many loan officers and real estate agents still balk at taking advantage of these opportunities for their buyers? Join us on Friday, June 28th at 4:30 PM EST as we take a look at some common obstacles — real or perceived — and how to overcome them.
Sign up today for The DPA Radar!
Be the first to know about new and noteworthy homebuyer programs with The DPA Radar. We include a list of program features and benefits such as the maximum assistance amount, sales price and income requirements, repayment terms, and more.
Reverse Mortgage - CFPB official talks reverse
Older Americans are ‘splurging’ on home modifications to support aging in place leading many to find help understanding a Reverse Mortgage or HECM (Home Equity Conversion Mortgage). According to companies like The Home Depot and Lowe's are leaning in about home modification for aging-in-place purposes are on the rise.
The data is clear: Older adults, when contemplating future living arrangements, would prefer to remain in their homes as long as feasibly possible. But for those who own homes with features or layouts that may not be conducive to aging in place, some are taking proactive measures — and spending a lot of money — to make their home suitable. Reach out if you would like more information or to find out if a HECM is right for you.
This is according to a story published this month by the The Associated Press, which examines steps that some older homeowners are taking to ensure they can remain in their homes, as opposed to relocating to a dedicated care facility or another living arrangement.
Free Online Classes in June!
Choosing the best mortgage can sometimes be confusing and disappointing when you are not prepared. Additionally, it can cost you time and money. If you're starting to look for a mortgage or want to confirm you made a good decision, this free class is for you.
To make the most of your mortgage, you need to decide what works for you and then shop around to find it. In this class, you'll learn eight steps to get the job done right. All participants will receive a handout and information to assist them in their homebuying journey.
Once you get your credit report, you will want to review it carefully. Ordering it is not enough—you must read it. Credit reports may have mistakes. And if there are mistakes, you are the only one who is likely to find them.
During this informative free class, you will receive learning materials and learn how you can repair and improve your credit health without paying thousands of dollars to a "Credit Repair" company. Get the facts and understand your rights. Participants who complete this 1-hour class will also receive free, no-obligation, homeownership education. The course is available free of charge and fulfills the homeownership education requirement for most mortgage loans, including HomeReady Mortgage.
Looking for a place to learn how to invest in Real Estate? - you've landed in the right place. We offer education, discussion and networking opportunities to Real Estate Entrepreneurs and help them reach their financial goals using sound, honest business practices. Learn new strategies and financing programs to help you accomplish your financial goals.
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