In the midst of a historic government shutdown and a fast-paced real estate market, first-time homebuyers face unique challenges—but with the right strategies, tools, and local expertise, you can turn uncertainty into opportunity and confidently achieve your dream of homeownership in Florida.

According to a report from the Consumer Financial Protection Bureau, nearly 28% of homebuyers in the U.S. make offers on properties without being pre-approved. This can be a costly mistake.